A. It is the employee’s choice as to whether they lodge a claim so the employee also has a right not to lodge a claim. You do not have a right to convince the employee not to lodge a claim and you cannot lodge one on their behalf. If an employee chooses not to make a claim, a small business owner should not pay any wages or medical costs because you can be deemed by your insurer as accepting liability.
If an employee decides not to lodge a claim they are liable for all their own medical costs and have to take sick or annual leave. If they don’t have any sick or annual leave left, they don’t get paid. The risk with that is that after two or three weeks and they get the $2000 bill for a CT Scan, they come back and say they want to lodge a claim.
Give Aurenda a call on (08) 6389 8900 to discuss how best to manage these types of injuries.